Delta Dental Dentist – Richardson, TX
Learn More about the Benefits of Delta Dental
Do you have Delta Dental insurance in Richardson? Your plan is a precious resource that can help you get the preventive care you need from your general dentist at little to no out of pocket cost. However, you can also use your benefits when your smile needs an advanced or specialty service, such as the ones provided at our practice. Our team is here to help you navigate your coverage and get as much value out of it as possible.
Delta Dental Coverage Availability & Fees
In Texas, Delta offers both group coverage and individual/family plans. If you opt for an individual or family plan, you will be able to choose from a PPO (sometimes called DPO) or DHMO structure. PPO plans offer greater flexibility, and they do not require you to get a referral from your primary dentist before you can visit a specialist.
Here are some basic points on how your Delta Dental coverage might work if you purchase Delta’s Premium Plan:
- Preventive care, such as cleanings and checkups: 100% covered
- Minor restorative care, such as fillings and simple extractions: 80% covered
- Major services, such as root canal therapy and periodontal therapy: 50% covered
- Orthodontics for both children and adults: 50% covered
Keep in mind that you may have to go through a waiting period before you are able to use your coverage for certain procedures. For example, Delta enforces a waiting period of 12 months before you can get orthodontics or other major services.
You must also keep your annual maximum in mind. This is the highest dollar amount that Delta will pay out for approved services within a calendar year. For Delta’s Premium Plan, the maximum may be around $1,500.
As an in-network Delta Dental dentist in Richardson, we are in a unique position to help you maximize your benefits. For example, if you require a procedure that will require multiple appointments, we may be able to schedule it in a way that will allow you to leverage two annual maximums rather than just one. Also, since we are used to dealing with Delta, we have the knowledge necessary to answer many questions that relate to your insurance coverage.
Our entire team is eager to help you take advantage of your dental insurance. However, Shelby takes point in that area. As our insurance coordinator, she will verify your coverage, file your claims, and strive to answer any questions you may have. Shelby has been working in the dental field since 2012, and she finds great satisfaction in helping patients to have a positive experience in our office.